Alabama’s Highest Court Settles Ambiguity and Declares Faulty Work is not an Occurrence

Shane Traylor Cabinetmaker, LLC and Michael Shane Traylor v. American Resources Insurance Company, Inc. (Ala.)

The highest court in Alabama confirmed and clarified current law addressing whether there could be an occurrence due to faulty work in and of itself, where there was no damage to any surrounding property.  In this case, the insured was hired to perform cabinetry and woodworking work for a homebuilder.  The insured sued the homebuilder and was later countersued for breach of contract, negligence, and mental-anguish, among other things.  This …

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