auto insurance Archives - The Insurance & Reinsurance Report

February 9, 2016 Duty to Defend

Mutually Exclusive Polices Found to Share Defense Obligation

When the use of an auto is involved in an accident, normally a professional liability insurer whose policy excludes claims arising out of the use of an auto will have no obligation to share with the auto insurer in the defense of the policyholder. However, that is exactly what occurred in Knightbrook Ins. Co. v. Northfield Ins. Co., 2016 U.S. Dist. LEXIS 9265 (E.D. Pa. Jan. 26, 2016).

In Knightbrook, an underlying plaintiff brought suit against the policyholder, an ambulance company. The underlying …

March 24, 2015 Bad Faith and Extra-Contractual Liability

Wisconsin Court of Appeals Affirms Summary Judgment in Favor of Insurer on Bad Faith Claims

In Norman-Nunnery v. Artisan & Truckers Casualty Co., No. 2013AP1465, 2015 Wisc. App. LEXIS 149, 2015 WL 789731 (Wis. Ct. App. Feb. 26, 2015), the Wisconsin Court of Appeals affirmed summary judgment on a bad faith claim against an auto insurer. The plaintiff was involved in two car accidents approximately six months apart. After the second accident, the insurer deemed the automobile a total loss and paid the amount owed under the policy to the vehicle’s lienholder rather than the insured or the collision …