A Line Drawn in the Soil: Jeep is Not a “Farm Implement” Under Farm Policy

The U.S. District Court for the Southern District of Illinois applied the “eight-corners” rule to determine that insurer had no duty to defend or indemnify insured in Elmore v. Grinnell Mutual Reinsurance Company et al. (S.D.Ill. July 27, 2015). The plaintiff filed a declaratory judgment action against Grinnell Mutual Reinsurance, alleging that Grinnell had a duty to defend and indemnify the plaintiff under the terms of his Farm-Guard policy for damages arising out of a motor vehicle accident on a
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