Insurer’s Policy Exclusion Bars Its Own Claim for Damages

The Eastern District of Louisiana cited to an insurer’s own policy exclusion for “faulty workmanship, repair or construction” to prohibit the insurer from seeking damages.  The damages being sought amounted to more than $2.8 million, including for damage caused by roofing repair work.  The work was performed on a commercial building that was damaged by Hurricane Issac.

In making its decision, the court indicated that its policyholder was seeking coverage due to hurricane damage, not faulty repairs relative to the hurricane damage.  Since the “faulty …

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