In this insurance coverage action, Allstate appealed from an order granting summary judgment and determining that a permissive user of a motor vehicle was covered under Allstate’s umbrella policy.
In August 2007, Alana Proctor, the permissive driver of a vehicle owned by Neil Seiden, collided with Melanie Manzo-Pianelli. Seiden had an insurance policy with State Farm that provided $100,000 in coverage and an umbrella policy with Allstate that provided $1,000,000 in coverage. State Farm tendered its policy limits to Pianelli, and Pianelli sought to recover …
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